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eCB - electronic Credit Bureau

 


 

 

​E-Smart Systems company has developed a business and technical system called eCB (Electronic Credit Bureau). 

 
The system automatically collects data from banks, leasing organizations, savings banks, insurance companies, funds, public companies and public utilities companies, trade organizations, telecommunication companies, and others whom we call DATA RESOURCES. What is being collected is financial data on their CLIENTS (natural or legal persons, and entrepreneurs).
 
Collection is carried out through software module that is being installed within the Data Resource and that enables reception and processing of data on a daily basis.
 
By processing the collected data, eCB enables its CLIENTS to acquire information on their current and potential clients, and thus helps them to analyze the risks and options in managing their businesses. The system users can at the same time be those that are Data Resources, but also other interested institutions and individuals. The users receive information from eCB in the form of a report, through web application or by using B2B software module that is being installed for the user and that enables integration with his/her existing information system. The eCB reports represent unified “presentation” of a client in the format and contents prearranged with users, and are being received within a second.
 
 In addition to the standard reports, eCB possesses services of automatic client scoring, monitoring and alerting, but also offers possibility of receiving complex macro-economic reports and analyses.
 
  Responsibility for accuracy of data collected within eCB lies on the data resources themselves. In case of incorrectly submitted data, a feedback system is developed to enable fast and flexible reaction on clients’ complaints, thus providing for corrective action within 24 hours.
 
 U osnovi eCB-a, je specijalizovan software-ski sistem koji automatizuje sve poslovne procese u radu kreditnog biroa.
 Basis of the eCB is a specialized software system, which automates all business processes in the work of the credit bureau. It is a distributed system that has its client and server components and enables eCB to operate accurately, with safety, cutting edge performance, and at the lowest operational costs. The system is built in accordance with the latest technologies in the area of software development, and implements highest achievements in the field of data protection, based on PKI technology.
 
 

eCB - electronic Credit Bureau

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